I had a WaMu credit card. I never requested it or applied for it. It was issued to me in 2002 when WaMu bought-out Providian, from whom I DID have a credit card that I had requested...
Anyway, WaMu issued me a credit card in 2002 which expired 03/06. I was issued a new card 04/06 which was valid until 05/10. On 07/08 I was issued another identical card that was valid until 05/10. Same numbers, same expiration date. The only difference was the issue date.
Three months later (11/08)I get a letter stating since I haven't used the card in a year I probably didn't need it and it was therefore cancelled. Not that I give a furry rat's ass - I have plenty more!
I just question the wisdom of the timing of this. I would think they would have waited until the first of the year. How did they know that I wasn't planning to charge-up a ton of Christmas gifts on that card? Don't they make money when I use that card? I have excellent credit...
Why go to the trouble and expense of issuing a new card 07/08 when the card I had from 04/06 was still valid until the exact same date, 05/10?
I'm not whining; I just don't get it...
One more thing whilst I'm ranting - Do you know what the lending institutions call people who pay off the balance on their credit cards every month? "DEADBEATS!" Don't that beat all? They make money from whoever accepts the card, but they aren't happy unless they get the outrageous interest from the person who uses the card.
Okay, I'm done. I feel much betterness...
